(559) 545-1965

Start your ideal mortgage journey here

Open the door to your dream home today

Explore our wide range of mortgage options, carefully designed to meet your needs and provide personalized support, guiding you through every step of the homebuying process with ease.

Unlock the financial benefits of refinancing

Maximize the advantages of mortgage refinancing through strategic timing and leveraging benefits such as lower interest rates, reduced payments, accessing home equity, and adjusting loan terms.

Discover your home's potential with a HELOC loan

Consider a Home Equity Line of Credit (HELOC) for flexible access to your home’s equity, allowing you to borrow as needed for home improvements, debt consolidation, or other financial goals—all on your terms.

Turn your equity into cash with a reverse mortgage

Explore the benefits of a reverse mortgage, designed to help homeowners 62 and older unlock the equity in their home to supplement retirement income, cover expenses, or achieve financial goals.

Secure the funds for your next property

Unlock financing solutions for your commercial property needs. Whether you're purchasing, refinancing, or expanding, we offer tailored loan options to help your business thrive.

Empowering our clients with tailored mortgage solutions

Contact our team

Choose your service

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Hear it from our customers

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What makes us different?

We pride ourselves in being efficient, professional, and personal while offering you the best financing solution that fits your mortgage needs.

A simplified, personalized mortgage experience

Embark on a customized mortgage journey towards your dream home, effortlessly guided by our experts for a seamless and stress-free homeownership experience.

Mortgage programs tailored just for you

Discover your ideal mortgage program, tailored to your needs as a first-time homebuyer, payment reducer, or equity seeker, guiding you towards your homeownership dreams.

We make the home buying process easy

We offer a wide range of mortgage options tailored to meet the diverse needs of our clients. Whether it's a fixed-rate mortgage, adjustable-rate mortgage, or specialized financing, we provide flexible solutions to suit individual financial situations.

Maximize your finances by refinancing

We offer highly competitive interest rates, ensuring that our customers get the best possible deal and save money over the long term.

Mortgage Calculator

The calculated amount is an estimate, with the exact loan terms determined on an individual basis.

Home price

$ 100000

$ 20000

$ 5000000

Down payment

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Annual Interest

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Monthly Payment

Calculate Your Monthly Mortgage with Our Real-Time Home Loan Calculator

Easily estimate your monthly loan payments with our interactive mortgage calculator. Adjust the home price, down payment, loan term, and interest rate to see how your payments change in real time. Our breakdown focuses on principal and interest but excludes costs like property taxes, homeowners insurance, and HOA dues—giving you a clear starting point for your budget.

Gary Krboyan

Sr. Mortgage Advisor

Ready to apply?

With our efficient systems and experienced staff, we ensure a hassle-free financing experience with quick turnarounds.

Need more help?

We prioritize exceptional customer service, providing personalized support and prompt responses throughout the mortgage process.

Welcome to Empower Home Loans, where we understand the emotions and uncertainties that can arise when it comes to purchasing your home. We recognize that taking this important step can feel overwhelming, but rest assured, we are here to support and guide you through every aspect of the process.

Company NMLS: #1729528

Gary Krboyan NMLS: #2237669

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